Welcome to Australian Credit Savers. By accessing or using our website and services, you agree to comply with and be bound by the following Terms and Conditions. Please read them carefully.
Australian Credit Savers (“we,” “our,” “us”) is a credit repair and debt management service provider operating in Australia. These Terms and Conditions govern your use of our website and services. If you do not agree with these terms, please refrain from using our services.
These Terms and Conditions are specific to the services offered by Australian Credit Savers. They do not apply to any products or additional services that may be described on our website, unless explicitly stated. For any product or service offerings, please refer to the relevant terms, warranties, and conditions that apply to those specific products or services.
To use our services, you must:
If you do not meet these criteria, we may not be able to provide our services.
By using our services, you agree to comply with all applicable laws and regulations governing credit repair and debt management services in Australia, including but not limited to the Australian Consumer Law and relevant Privacy Laws.
Our services are provided in accordance with the National Consumer Credit Protection Act 2009 (Cth), and we adhere to the ethical standards and practices outlined by the Australian Financial Complaints Authority (AFCA) for dispute resolution.
We reserve the right to refuse or discontinue services to individuals who are subject to insolvency proceedings, such as bankruptcy or liquidation, or if you are ineligible for credit repair under Australian law.
While we strive to assist you in improving your credit report, we cannot guarantee that all adverse credit notations will be removed. We can only use our best endeavours to ensure that your credit record is true and correct. Any services we offer are based on best practices, and your results may vary. Any such guarantees, representations, or promises beyond those outlined in our services are not made by us.
Our fees for services are outlined in the service agreement provided to you. Payment terms will be specified in the agreement, and all fees are inclusive of applicable taxes. Any additional services requested outside the scope of the agreement will incur extra charges.
We use cookies on our website to enhance your browsing experience, analyze site traffic, and customize content. By using our website, you consent to the use of cookies in accordance with our Privacy Policy. You can manage your cookie preferences through your browser settings.
We are committed to protecting your personal information. Our Privacy Policy outlines how we collect, use, and protect your data. By using our services, you consent to the collection and use of your information as described in our Privacy Policy.
All content, trademarks, logos, and intellectual property appearing on the website are the property of Australian Credit Savers or third-party licensors. You may not copy, modify, or use any part of the website for commercial purposes without our express written consent.
You agree not to use our website or services for any unlawful purpose or in any way that may harm, disable, overburden, or impair the website. You agree not to attempt to gain unauthorized access to any part of our website, systems, or networks.
Our website may contain links to external sites or resources that are not controlled by Australian Credit Savers. We are not responsible for the content or practices of these external sites. We encourage you to read the privacy policies and terms of use of these third-party websites.
These Terms and Conditions are governed by the laws of Victoria, Australia. Any disputes will be subject to the exclusive jurisdiction of the courts in Victoria.
You agree to use our website and services for lawful purposes only and in accordance with all applicable laws and regulations. You may not use our services to engage in activities that are illegal, fraudulent, or in violation of the rights of others.
Amendments.
We reserve the right to amend these Terms and Conditions at any time. Any changes will be posted on our website, and the effective date will be updated accordingly. Continued use of our services after such changes constitutes your acceptance of the new terms.
You agree to indemnify, defend, and hold harmless Australian Credit Savers, its officers, directors, employees, and agents from and against any and all claims, liabilities, damages, losses, and expenses (including reasonable legal fees) arising from your use of our website and services, or your breach of these Terms and Conditions.
To the maximum extent permitted by law, our liability for any claim arising out of or in connection with our services is limited to the amount paid by you for the specific service giving rise to the claim. We are not liable for any indirect, incidental, consequential, or punitive damages, or any loss of profits or opportunities.
We strive to maintain the availability and functionality of our website and services. However, we do not guarantee that the website will be available at all times or that it will be free of errors or interruptions. We reserve the right to suspend, modify, or discontinue any part of our services at any time, without prior notice.
If you have any questions or concerns regarding these Terms and Conditions, please contact us at contact@australiancreditsavers.com.au.
