Facing rejection after rejection from lenders? It's time for a fresh start.

Credit Repair Australia-Wide

a better credit score starts with one simple step

Australian Credit Savers Credit Repair Review Customer Testimonial
Australian Credit Savers Credit Repair Review Customer Testimonial
Australian Credit Savers Credit Repair Review Customer Testimonial
Award-winning company
with more than 300+ 5-star reviews
Reviewed on
ProductReviwe.com Five Stars Rating
Google Reviews Five Stars Rating

Got Bad Credit? We Can Help Fix It!

Complete the form to claim your
FREE CREDIT REPORT ASSESSMENT
and take the first step towards financial freedom.

Award-Winning Company

We are thrilled to announce that Australian Credit Savers has been awarded for our exceptional financial service contributions and community empowerment.

Australia Global Recognitions Awards 2025 Recipient For Exceptional Financial Services Australian Credit Savers credit repair
Critically Acclaimed
Australian Credit Savers 2025 Winner Australia Prestige Awards
Best Credit Repair Company

We are licensed and accredited

Australian Securities and Investments Commission ASIC Logo credit repair australia
Australian Financial Complaints Authority AFCA logo credit repair australia
Affiliation For Business Resilience and Turnaround ABRT logo credit repair australia

Your Low Credit Score is Harming You in Ways you may not know!

Get A FREE Credit Report Assessment today

1.8 million Aussies have missed a credit card repayment, severely affecting their credit score.

Are you one of them?

You will only be charged for the portion of the service that has been completed.

We have a $330 non-refundable investigation fee, which is deductible from the total service fee.

Credit Repair Services Australia

Declined for a loan or struggling to pay bills?

We Understand and totally get you!

Life can be unpredictable, and it catches up with us sometimes.

If a low credit score is weighing down on your finances, you’re definitely not alone.

Many Aussies face challenges with past credit mistakes, unpaid bills, or incorrect credit reports, resulting in black marks on your credit file. 

The good news is that there’s always a way forward. And we’re here to guide you through it.

Why You Need to Repair Your Credit

In Australia, your credit score makes or breaks you.

Lenders use it to approve or decline you for a loan. Landlords carry out credit checks before approving leases. Car dealerships check credit scores to identify good payers from bad ones.

A good credit score gets you ahead in life, while a bad credit score keeps you from better opportunities.

Australian Credit Savers offers reliable credit repair services to help you take charge of your finances.

No Win No Fee Credit Repair Australia
No Win No Fee Credit Repair Australia

You will only be charged for the portion of the service that has been completed.

Potential Benefits of Good Credit

Easier Mortgage Approval

Lower interest rates, more favorable loan terms, and more property options.

Lower Monthly Car Payments

Reduced interest rates and ability to finance newer or higher-value vehicles.

Better Credit Card Terms

Enjoy higher credit limits, better rewards programs, lower annual fees, and perks.

Employment Opportunities

A good credit score can improve your chances of getting hired in certain industries while demonstrating responsibility.

Drawbacks of Bad Credit

Mortgage Rejection

Higher chances of loan rejection, higher interest rates on home loans, and limited property options.

High Car Loan Interest

Higher interest = higher monthly payments and qualifying only for older or lower-value cars.

Low Credit Card Limits

Low-limit, high interest cards, high annual fees, and no rewards, benefits, or perks.

Job Rejection

Limited job opportunities, especially in finance and management roles.

We Provide Credit Repair Services

Credit Enquiry Removal

Invalid Default Removal

Dispute Court Judgment

Late Payment Dismissal

Debt Negotiation

No Win No Fee Credit Repair Australia
No Win No Fee Credit Repair Australia

You will only be charged for the portion of the service that has been completed.

representation based on actual outcomes

Read what our Happy Customers think of us

Alex

Highly commend and recommend Australian Credit Savers! Within less than 14 days I had already received confirmation of multiple incorrect & listings removed. This included incorrect enquiries, default listings, consumer accounts and many others that my case manager Mia Williams managed to have these corrected and removed.
⭐⭐⭐⭐⭐

Mireille

Highly recommended! I had very bad credit but thanks to Kate Taylor. She assisted me in process and in a short period of time, I received my good news today that the default listed on my credit file was successfully removed. I am so happy I have been suffering with this since 2020.
⭐⭐⭐⭐⭐

Stevan

I highly recommended you guys for a lot of people to start from beginning. I wanna thank Kate Taylor. She was very supportive and very helpful and got the results for me to start my journey for the future.
⭐⭐⭐⭐⭐

Puni

Worth referring! Australian Credit Savers helped me become free from the issues caused by the defaults in my credit file that are not even mine!
⭐⭐⭐⭐⭐

Ram

I had a great experience working with ACS. They helped me remove the unauthorized inquiries and an unpaid default from my credit file. Highly recommended!
⭐⭐⭐⭐⭐

Ben

They did a great job fixing my credit. Catherine was really helpful and answered all my questions. My credit score improved a lot. I feel much better about my finances now. I highly recommend them
⭐⭐⭐⭐⭐

Jaeseong

I was having trouble getting a loan due to my credit score, but Australian Credit Savers came to the rescue. Julie was incredibly helpful and professional. Thanks to their efforts, my credit score improved.
⭐⭐⭐⭐⭐

RM

Fantastic service from Australian Credit Savers! The team was professional, knowledgeable, and truly cared about helping me achieve my financial goals. They made the process smooth and stress-free, keeping me informed every step of the way. Highly recommend to anyone looking for expert financial assistance! 😊
⭐⭐⭐⭐⭐

Zubair

Mariah and the team at Australian Credit Savers were awesome. They removed negative listings from my report and helped negotiate my debt payments. Very affordable service!
⭐⭐⭐⭐⭐

Venus

I highly recommend Australian Credit Savers! They helped me fix my credit file and educated me on how to keep my score high. I was finally approved for a car loan.
⭐⭐⭐⭐⭐

Stranded overseas during the COVID-19 pandemic from 2020 to 2024, this client faced unexpected challenges after their visa expired. With limited resources, they struggled to maintain payments with debt collectors, resulting in multiple defaults. 

When they approached Australian Credit Savers in February 2025, they had a credit score of 447.

Our team reviewed their credit file and began disputing the four default listings holding them back.

A few months later, their credit score climbed to 811, proving that with the right support, financial recovery is always possible.

Credit Score Difference: + 364

This client came to us in late October 2024 after facing a series of financial challenges in 2023 and 2024 that temporarily disrupted their ability to make regular payments.

Their credit report showed a score of just 406, weighed down by a record of worst repayment history and multiple credit enquiries.

Our credit experts took swift, strategic action to resolve inaccuracies and restore the client’s credit profile.

Within three months of working with us, their credit score improved dramatically, reaching 983.

Credit Score Difference: + 577

Our Process

1. FREE Credit File Assessment

Our senior credit repair experts will conduct a FREE credit report analysis to identify any issues or black marks on your file. We will then highlight what's limiting your credit score and how to fix it.

2. We Handle Your Disputes

Our licensed credit repair experts will open a case on your behalf to remove invalid items from your credit report. We'll escalate disputes to the highest level necessary to help clear and improve your credit file.

3. Get Your Credit File Cleaned

Once the invalid listings are removed, we'll forward the resolution to the credit reporting bureaus so your credit file can be updated accordingly.

4. Optional Loan Broker Referral

We work with partner loan brokers who can provide you with the best possible options for your desired loan.

No Win No Fee Credit Repair Australia
No Win No Fee Credit Repair Australia

You will only be charged for the portion of the service that has been completed.

Credit Reporting Agencies

Repairing Credit Reports with These Major Bureaus

Equifax logo repairing credit reports
Illion logo credit reporting bureau
Experian logo repairing credit reports

Everyday Default Removals We Handle

Transaction Capital Finance Australia removing a default
Panthera finance logo removing default from credit report
National Australia Bank NAB logo
Suncorp Australia Insurance logo how to get defaults removed from credit file
Credit Corp Group logo removing default from credit report
Westpac logo credit default removal

GET YOUR FREE CREDIT REPORT ASSESSMENT NOW!

Know What's Stopping You From Getting Approved For A Loan

To start the process simply fill out the form below, and a credit specialist will call you to assist you all throughout the process.