At Australian Credit Savers, every number tells a story.
Every client’s journey tells a story of determination and recovery.
Our case studies highlight real people who faced financial setbacks and successfully rebuilt their credit with our help.
Each case below shows how our proven process, personalised support, and expert dispute handling helped transform low credit scores into stronger financial foundations.
This client came to us in late October 2024 after facing a series of financial challenges in 2023 and 2024 that temporarily disrupted their ability to make regular payments.
Their credit report showed a score of just 406, weighed down by a record of worst repayment history and multiple credit enquiries.
Our credit experts took swift, strategic action to resolve inaccuracies and restore the client’s credit profile
Within three months of working with us, their credit score improved dramatically, reaching 983.
After losing work during the COVID-19 pandemic, this client found themselves struggling to stay on top of financial obligations. They wanted to get back on track and apply for a car loan, but two default listings stood in the way.
With the help of Australian Credit Savers, those defaults were successfully disputed and removed.
By July 2025, their credit score had risen from 558 to 813, putting them back in control of their financial journey and closer to achieving their goals.
Stranded overseas during the COVID-19 pandemic from 2020 to 2024, this client faced unexpected challenges after their visa expired. With limited resources, they struggled to maintain payments with debt collectors, resulting in multiple defaults.
When they approached Australian Credit Savers in February 2025, our team reviewed their credit file and began disputing the four default listings holding them back.
A few months later, their credit score climbed from 447 to 811, proving that with the right credit repair support, financial recovery is always possible.
This client came to us with a credit score of 488 and three default listings on their credit report. Due to an unexpected personal emergency overseas, some financial obligations had been left unresolved, affecting their credit standing.
The client’s goal was to qualify for a car loan, so we began working together on June 7, 2025. Our team promptly disputed the default listings and ensured their credit report accurately reflected their circumstances.
Within just four months, the client’s score improved dramatically from 488 to 821. Their file was successfully cleared by July 8, 2025, allowing them to move forward confidently with their financial plans.
At Australian Credit Savers, we believe your past doesn’t define your financial future,
Whether you’re recovering from hardship, correcting unfair listings, or preparing for new opportunities,
we’re here to help you take back control and rebuild your credit with confidence.
Disclaimer: Results differ from one client to another. While we aim to achieve the best possible outcome, the exact credit score increase cannot be predicted.
